New Construction
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Choosing RSI Title
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.
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New Construction Related FAQ’s
After contract ratification, we conduct a thorough title search, review the chain of title to verify the legal conveyance of each deed in the chain, identify and clear liens, and issue title insurance policies protecting the buyer and the lender. We also:
- Coordinate with your lender and all parties to the transaction
- Prepare the settlement statement and closing documents to transfer the title
- Facilitate closing day when documents are signed and ownership transfers
- Disburse all funds according to the terms of the contract and settlement statement
- Record all documents to legally transfer title.
Your lender is required by law to issue a Closing Disclosure at least 3 days before settlement (for the Buyer). RSI Title will also provide your final settlement statement prior to closing. We can prepare preliminary statements so that you have an understanding of the costs well before the closing date.
You’ll review and sign all necessary documents. Once funds are collected and disbursed, RSI Title records your deed and mortgage, officially transferring ownership.
We use the most advanced technology for title processing called Qualia Connect. This system uses a portal for all parties to securely send and receive information. It also tracks the progress of your transaction so you can stay updated during the entire process.
Fees vary depending on property, loan type, and jurisdiction. Typical costs include:
- real estate commissions
- Lender fees (buyer)
- Title insurance premiums
- Settlement fees
- Recording costs
- State or local transfer taxes
You’ll receive a detailed settlement statement before closing and we offer free quotes and estimates. We always guarantee our title fees upfront.
Buyer
