Residential Purchase or Sale Closing Services

Residential Purchase and Sale Closing Services

RSI Title provides end-to-end residential purchase and sale closing services designed to simplify one of the most important moments in a real estate transaction. From the initial title search to the final recording, our experienced team works as a neutral escrow and closing agent — coordinating with lenders, agents, buyers and sellers to resolve issues quickly and keep your closing on schedule.

Our services include comprehensive title examination and cure, issuance of owner and lender title insurance, preparation of closing and settlement statements, escrow management, payoff processing, document recording, and final disbursement of funds. We also handle common transaction items like HOA or Condo estoppels, prorations, and coordination of required review of surveys so nothing is overlooked.

Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.

Residential Related FAQ’s

Who pays for title insurance?2025-10-30T00:56:32+00:00

Customs vary by jurisdiction. Typically, the buyer pays for both the lender and owner’s policy. The owner’s policy and settlement fees may be split or negotiated in the contract.

What is escrow, and how does it work?2025-10-30T00:56:40+00:00

Escrow means we hold funds (such as your earnest money) in a secure account until all contract conditions are met. At closing, we disburse funds to the seller, lenders, and other parties. We are licensed, insured, bonded and have decades of experience to ensure the utmost professionalism and security of your funds. We also invest in the most advanced technology to further protect your personal data.

What kinds of title issues might come up?2025-10-30T00:56:22+00:00

Common issues include unpaid liens, errors in public records, judgments, identity theft, or disputes over boundaries. RSI Title works to resolve these before closing so your ownership is secure. Title insurance protects the homeowner from future issues that may arise after closing such as boundary disputes, zoning violations or unpaid, undisclosed charges affecting the property.

What happens during the settlement process?2025-10-30T00:57:16+00:00

After contract ratification, we conduct a thorough title search, review the chain of title to verify the legal conveyance of each deed in the chain, identify and clear liens, and issue title insurance policies protecting the buyer and the lender. We also:

  • Coordinate with your lender and all parties to the transaction
  • Prepare the settlement statement and closing documents to transfer the title
  • Facilitate closing day when documents are signed and ownership transfers
  • Disburse all funds according to the terms of the contract and settlement statement
  • Record all documents to legally transfer title.
How do I protect myself from wire fraud?2025-10-30T05:24:12+00:00

Always confirm wiring instructions with our office by phone (301-610-7777) before sending funds. RSI Title will never change wiring instructions via email at the last minute. You should never accept wire instructions from anyone other than the title company. Wire information should be never be verified number listed on the wire instructions.

Choosing RSI Title

Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.

  • 20+ Years of Industry Experience

  • 7,000+ Successful Closings

  • Independent & Woman-Owned Title Company

  • Secure Technology & Remote Closings Available Worldwide
  • Serving Maryland • Washington DC • Virginia
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