Very smooth and efficient, Would totally recommend.
Buyer
Residential Purchase and Sale Closing Services
RSI Title provides end-to-end residential purchase and sale closing services designed to simplify one of the most important moments in a real estate transaction. From the initial title search to the final recording, our experienced team works as a neutral escrow and closing agent — coordinating with lenders, agents, buyers and sellers to resolve issues quickly and keep your closing on schedule.
Our services include comprehensive title examination and cure, issuance of owner and lender title insurance, preparation of closing and settlement statements, escrow management, payoff processing, document recording, and final disbursement of funds. We also handle common transaction items like HOA or Condo estoppels, prorations, and coordination of required review of surveys so nothing is overlooked.
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.
Choosing RSI Title
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.
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Residential Related FAQ’s
Fees vary depending on property, loan type, and jurisdiction. Typical costs include:
- real estate commissions
- Lender fees (buyer)
- Title insurance premiums
- Settlement fees
- Recording costs
- State or local transfer taxes
You’ll receive a detailed settlement statement before closing and we offer free quotes and estimates. We always guarantee our title fees upfront.
Most transactions close within 30–45 days, depending on lender timelines and whether title issues arise. We offer quick turnaround for cash transactions, refinances or if the parties require expedited processing and can close in as little as 2 weeks.
Customs vary by jurisdiction. Typically, the buyer pays for both the lender and owner’s policy. The owner’s policy and settlement fees may be split or negotiated in the contract.
After contract ratification, we conduct a thorough title search, review the chain of title to verify the legal conveyance of each deed in the chain, identify and clear liens, and issue title insurance policies protecting the buyer and the lender. We also:
- Coordinate with your lender and all parties to the transaction
- Prepare the settlement statement and closing documents to transfer the title
- Facilitate closing day when documents are signed and ownership transfers
- Disburse all funds according to the terms of the contract and settlement statement
- Record all documents to legally transfer title.
We are fully licensed, insured bonded and regulated in Maryland, Virginia, and Washington, D.C. You may verify our licenses through each state’s insurance commission.
