Residential Purchase or Sale Closing Services

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Residential Purchase or Sale Closing Services2025-10-30T14:18:33+00:00
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Cecelia and her team came through for our family!

Shane C. Peterson

Buyer

Residential Purchase and Sale Closing Services

RSI Title provides end-to-end residential purchase and sale closing services designed to simplify one of the most important moments in a real estate transaction. From the initial title search to the final recording, our experienced team works as a neutral escrow and closing agent — coordinating with lenders, agents, buyers and sellers to resolve issues quickly and keep your closing on schedule.

Our services include comprehensive title examination and cure, issuance of owner and lender title insurance, preparation of closing and settlement statements, escrow management, payoff processing, document recording, and final disbursement of funds. We also handle common transaction items like HOA or Condo estoppels, prorations, and coordination of required review of surveys so nothing is overlooked.

Choosing RSI Title

Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.

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Residential Related FAQ’s

How do I know RSI Title is licensed?2025-10-30T05:24:31+00:00

We are fully licensed, insured bonded and regulated in Maryland, Virginia, and Washington, D.C. You may verify our licenses through each state’s insurance commission.

What are transfer and recording taxes?2025-10-30T05:25:35+00:00

Each jurisdiction sets its own transfer or recordation taxes. These are based on the sales price and loan amount and are paid at closing. Typically they are split equally between buyer and seller, but like many details in a real estate transaction, they may be negotiated in the contract.

What kinds of title issues might come up?2025-10-30T00:56:22+00:00

Common issues include unpaid liens, errors in public records, judgments, identity theft, or disputes over boundaries. RSI Title works to resolve these before closing so your ownership is secure. Title insurance protects the homeowner from future issues that may arise after closing such as boundary disputes, zoning violations or unpaid, undisclosed charges affecting the property.

What documents do I need to provide?2025-10-30T00:59:02+00:00

Buyers: government-issued ID and any lender-required documents.

Sellers: government-issued ID and wire instructions for sending net proceeds.

What happens during the settlement process?2025-10-30T00:57:16+00:00

After contract ratification, we conduct a thorough title search, review the chain of title to verify the legal conveyance of each deed in the chain, identify and clear liens, and issue title insurance policies protecting the buyer and the lender. We also:

  • Coordinate with your lender and all parties to the transaction
  • Prepare the settlement statement and closing documents to transfer the title
  • Facilitate closing day when documents are signed and ownership transfers
  • Disburse all funds according to the terms of the contract and settlement statement
  • Record all documents to legally transfer title.
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