For Buyers
Buying a home may be the biggest investment you will make in your lifetime. Working with a skilled real estate agent, knowledgeable mortgage lender, and an experienced title company is key to ensuring a successful home purchase. We treat each transaction as a partnership and are available to answer all questions, before, during and even after the settlement. We even offer free consultations and can point you to an experienced agent or lender to meet your needs.
Below are links to tips, guides and more, catered just for you, the buyer. We want you to have access to all the resources available for a smooth and successful closing! Click the images to view PDFs on all of the information you may need or call us with any questions.
Buyer Related FAQ’s
Your lender is required by law to issue a Closing Disclosure at least 3 days before settlement (for the Buyer). RSI Title will also provide your final settlement statement prior to closing. We can prepare preliminary statements so that you have an understanding of the costs well before the closing date.
Most transactions close within 30–45 days, depending on lender timelines and whether title issues arise. We offer quick turnaround for cash transactions, refinances or if the parties require expedited processing and can close in as little as 2 weeks.
Always confirm wiring instructions with our office by phone (301-610-7777) before sending funds. RSI Title will never change wiring instructions via email at the last minute. You should never accept wire instructions from anyone other than the title company. Wire information should be never be verified number listed on the wire instructions.
Customs vary by jurisdiction. Typically, the buyer pays for both the lender and owner’s policy. The owner’s policy and settlement fees may be split or negotiated in the contract.
Yes. We offer remote online notarization and virtual closings in Maryland, Virginia, and D.C., subject to lender approval and other restrictions based on the laws of the jurisdiction.
Choosing RSI Title
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.
