Residential Purchase and Sale Closing Services
RSI Title provides end-to-end residential purchase and sale closing services designed to simplify one of the most important moments in a real estate transaction. From the initial title search to the final recording, our experienced team works as a neutral escrow and closing agent — coordinating with lenders, agents, buyers and sellers to resolve issues quickly and keep your closing on schedule.
Our services include comprehensive title examination and cure, issuance of owner and lender title insurance, preparation of closing and settlement statements, escrow management, payoff processing, document recording, and final disbursement of funds. We also handle common transaction items like HOA or Condo estoppels, prorations, and coordination of required review of surveys so nothing is overlooked.
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.
Residential Related FAQ’s
Most transactions close within 30–45 days, depending on lender timelines and whether title issues arise. We offer quick turnaround for cash transactions, refinances or if the parties require expedited processing and can close in as little as 2 weeks.
Buyer closing costs typically include:
- Lender fees (origination, appraisal, underwriting)
- Title search and title insurance premiums
- Settlement/closing fee
- State and county recordation/transfer taxes
- Prepaid interest, homeowner’s insurance, and escrow reserves
Total buyer closing costs generally range from 2–5% of the purchase price in the MD/DC/VA area. Your Loan Estimate from your lender will give you a detailed breakdown.
Yes! Title insurance protects you against hidden defects in the property’s ownership history — things like an undiscovered lien, a forged deed in the chain of title, or an unknown heir with a claim to the property. Your lender will require a Lender’s Policy and we will issue an Owner’s Policy at closing — it’s a one-time premium that protects your equity and property rights for as long as you (or your heirs) own the home.
You’ll review and sign all necessary documents. Once funds are collected and disbursed, RSI Title records your deed and mortgage, officially transferring ownership.
The Closing Disclosure (CD) is a five-page form from your lender that details every cost of your loan and transaction — loan terms, monthly payment, closing costs, and cash to close. By law, you must receive it at least 3 business days before closing. Review it carefully and compare it to your Loan Estimate. Contact us or your lender immediately if anything looks different than expected.
Choosing RSI Title
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.