Residential Purchase and Sale Closing Services
RSI Title provides end-to-end residential purchase and sale closing services designed to simplify one of the most important moments in a real estate transaction. From the initial title search to the final recording, our experienced team works as a neutral escrow and closing agent — coordinating with lenders, agents, buyers and sellers to resolve issues quickly and keep your closing on schedule.
Our services include comprehensive title examination and cure, issuance of owner and lender title insurance, preparation of closing and settlement statements, escrow management, payoff processing, document recording, and final disbursement of funds. We also handle common transaction items like HOA or Condo estoppels, prorations, and coordination of required review of surveys so nothing is overlooked.
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.
Residential Related FAQ’s
RSI Title acts as a neutral third party that coordinates the entire closing. We conduct the title search, prepare all documents, collect and disburse funds (including your down payment and lender proceeds), issue title insurance, and record the deed after closing. We make sure money and property legally change hands at the same moment.
Always confirm wiring instructions with our office by phone (301-610-7777) before sending funds. RSI Title will never change wiring instructions via email at the last minute. You should never accept wire instructions from anyone other than the title company. Wire information should be never be verified number listed on the wire instructions.
Buyer closing costs typically include:
- Lender fees (origination, appraisal, underwriting)
- Title search and title insurance premiums
- Settlement/closing fee
- State and county recordation/transfer taxes
- Prepaid interest, homeowner’s insurance, and escrow reserves
Total buyer closing costs generally range from 2–5% of the purchase price in the MD/DC/VA area. Your Loan Estimate from your lender will give you a detailed breakdown.
Both are legal instruments that secure your home loan. Maryland, DC, and Virginia all use deeds of trust rather than mortgages. The practical difference: a deed of trust involves three parties (borrower, lender, and trustee), which can make foreclosure slightly faster if you default. For most buyers, the day-to-day experience is identical — you make monthly payments and own the home subject to the loan.
Customs vary by jurisdiction. Typically, the buyer pays for both the lender and owner’s policy. The owner’s policy and settlement fees may be split or negotiated in the contract.
Choosing RSI Title
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.