Refinance
Refinancing your mortgage is a smart way to lower your interest rate, adjust loan terms, or access equity — and at RSI Title, we make sure the process is seamless from start to finish. As your closing and escrow agent, we coordinate with your lender to manage all requirements, verify your property’s title history, and clear any issues so your new loan can be recorded without delay.
Our refinance services include a full title search, issuance of lender’s title insurance, preparation of settlement and payoff statements, collection and secure disbursement of funds, and recording of the new mortgage with the appropriate county office. We also ensure your old mortgage is properly paid off and released, eliminating future complications.
With RSI Title, you can expect clear communication, secure handling of your documents and funds, and flexible closing options that fit your schedule. Whether you’re refinancing to save money or restructure your loan, our experienced team provides the guidance and efficiency you need to complete your refinance with confidence.
Choosing RSI Title
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.
Refinance Related FAQ’s
In Maryland and DC, a licensed title company can conduct settlement without a separate attorney. In Virginia, an attorney must certify title, but a title company still handles the closing process. RSI Title works with licensed attorneys as part of our standard process in Virginia. If you’d prefer to have your own attorney present, you’re always welcome to bring one.
No. Most title companies, including RSI Title, require a wire transfer or certified/cashier’s check for amounts over a small threshold (usually $500–$1,000). Personal checks are not accepted for down payments or large closing costs because they can be returned after the transaction closes. Contact us for exact wiring instructions well before your closing date.
Escrow means we hold funds (such as your earnest money) in a secure account until all contract conditions are met. At closing, we disburse funds to the seller, lenders, and other parties. We are licensed, insured, bonded and have decades of experience to ensure the utmost professionalism and security of your funds. We also invest in the most advanced technology to further protect your personal data.
Yes, in many cases. We offer remote online notarization (RON) and mobile notary options for qualifying transactions. This depends on your lender’s requirements and the type of transaction. Contact our office early in the process if you anticipate needing a remote closing, so we can confirm eligibility and make arrangements.
We are fully licensed, insured bonded and regulated in Maryland, Virginia, and Washington, D.C. You may verify our licenses through each state’s insurance commission.