New Construction
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Choosing RSI Title
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.
New Construction Related FAQ’s
You’ll review and sign all necessary documents. Once funds are collected and disbursed, RSI Title records your deed and mortgage, officially transferring ownership.
We are fully licensed, insured bonded and regulated in Maryland, Virginia, and Washington, D.C. You may verify our licenses through each state’s insurance commission.
Each jurisdiction sets its own transfer or recordation taxes. These are based on the sales price and loan amount and are paid at closing. Typically they are split equally between buyer and seller, but like many details in a real estate transaction, they may be negotiated in the contract.
Fees vary depending on property, loan type, and jurisdiction. Typical costs include:
- real estate commissions
- Lender fees (buyer)
- Title insurance premiums
- Settlement fees
- Recording costs
- State or local transfer taxes
You’ll receive a detailed settlement statement before closing and we offer free quotes and estimates. We always guarantee our title fees upfront.
Customs vary by jurisdiction. Typically, the buyer pays for both the lender and owner’s policy. The owner’s policy and settlement fees may be split or negotiated in the contract.
