Residential Purchase and Sale Closing Services
RSI Title provides end-to-end residential purchase and sale closing services designed to simplify one of the most important moments in a real estate transaction. From the initial title search to the final recording, our experienced team works as a neutral escrow and closing agent — coordinating with lenders, agents, buyers and sellers to resolve issues quickly and keep your closing on schedule.
Our services include comprehensive title examination and cure, issuance of owner and lender title insurance, preparation of closing and settlement statements, escrow management, payoff processing, document recording, and final disbursement of funds. We also handle common transaction items like HOA or Condo estoppels, prorations, and coordination of required review of surveys so nothing is overlooked.
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.
Residential Related FAQ’s
In most Maryland, DC, and Virginia transactions, the buyer selects the title company — it’s one of their standard rights under the contract. However, sellers can negotiate title selection, and in some cases (such as new construction or certain investor transactions) the seller or builder may choose. If you’d like to work with RSI Title, let your agent know early in the process so it can be written into the contract.
The Closing Disclosure (CD) is a five-page form from your lender that details every cost of your loan and transaction — loan terms, monthly payment, closing costs, and cash to close. By law, you must receive it at least 3 business days before closing. Review it carefully and compare it to your Loan Estimate. Contact us or your lender immediately if anything looks different than expected.
Buyers: government-issued ID and any lender-required documents.
Sellers: government-issued ID and wire instructions for sending net proceeds.
Escrow means we hold funds (such as your earnest money) in a secure account until all contract conditions are met. At closing, we disburse funds to the seller, lenders, and other parties. We are licensed, insured, bonded and have decades of experience to ensure the utmost professionalism and security of your funds. We also invest in the most advanced technology to further protect your personal data.
Each jurisdiction sets its own transfer or recordation taxes. These are based on the sales price and loan amount and are paid at closing. Typically they are split equally between buyer and seller, but like many details in a real estate transaction, they may be negotiated in the contract.
Choosing RSI Title
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.