Residential Purchase and Sale Closing Services
RSI Title provides end-to-end residential purchase and sale closing services designed to simplify one of the most important moments in a real estate transaction. From the initial title search to the final recording, our experienced team works as a neutral escrow and closing agent — coordinating with lenders, agents, buyers and sellers to resolve issues quickly and keep your closing on schedule.
Our services include comprehensive title examination and cure, issuance of owner and lender title insurance, preparation of closing and settlement statements, escrow management, payoff processing, document recording, and final disbursement of funds. We also handle common transaction items like HOA or Condo estoppels, prorations, and coordination of required review of surveys so nothing is overlooked.
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.
Residential Related FAQ’s
The Closing Disclosure (CD) is a five-page form from your lender that details every cost of your loan and transaction — loan terms, monthly payment, closing costs, and cash to close. By law, you must receive it at least 3 business days before closing. Review it carefully and compare it to your Loan Estimate. Contact us or your lender immediately if anything looks different than expected.
This is exactly why the title search happens before closing. If a lien, judgment, or defect is found, we work with the seller and their title to resolve it before settlement. Common issues include unpaid contractor liens, estate matters, or old mortgages that were paid off but never formally released. Most issues are resolvable — and catching them early is the whole point.
After settlement is complete and all funds are confirmed, we submit the deed and deed of trust to the county land records office — typically within 1–3 business days. Due to some county processing backlogs, the official recording date on the documents may be a few days after your closing date. Your title insurance coverage begins on your closing date regardless.
You’ll review and sign all necessary documents. Once funds are collected and disbursed, RSI Title records your deed and mortgage, officially transferring ownership.
Yes, in many cases. We offer remote online notarization (RON) and mobile notary options for qualifying transactions. This depends on your lender’s requirements and the type of transaction. Contact our office early in the process if you anticipate needing a remote closing, so we can confirm eligibility and make arrangements.
Choosing RSI Title
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.