Commercial
Commercial real estate transactions often involve multiple parties, high-value assets, and intricate legal details — and at RSI Title, we specialize in managing that complexity with accuracy and professionalism. Our team provides comprehensive title and escrow services for all types of commercial properties, including office, retail, industrial, mixed-use, and multifamily developments. We perform detailed title examinations, review surveys and legal descriptions, and resolve encumbrances or ownership issues well before closing.
We coordinate directly with lenders, attorneys, and investors to prepare accurate closing statements, collect and disburse funds, issue owner’s and lender’s title insurance policies, and record all required documents promptly. Our commercial specialists understand the unique structures of commercial transactions, from entity documentation and 1031 exchanges to multi-property portfolios and construction loans.
At RSI Title, we pride ourselves on our proactive communication, responsive service, and ability to handle even the most complex transactions efficiently. With technology-enabled tools and a dedicated team of experienced professionals, we ensure that every commercial closing is handled with the precision and care your investment deserves.
Choosing RSI Title
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.
Commercial Related FAQ’s
Yes. RSI Title follows strict cybersecurity protocols for all communication involving wire transfers and financial data. We use encrypted email for sending sensitive instructions and always recommend that clients call us directly to verify wire instructions before transferring any funds. Never wire money based solely on an email, even one that appears to come from us — always call first to confirm.
Each jurisdiction sets its own transfer or recordation taxes. These are based on the sales price and loan amount and are paid at closing. Typically they are split equally between buyer and seller, but like many details in a real estate transaction, they may be negotiated in the contract.
Buyer closing costs typically include:
- Lender fees (origination, appraisal, underwriting)
- Title search and title insurance premiums
- Settlement/closing fee
- State and county recordation/transfer taxes
- Prepaid interest, homeowner’s insurance, and escrow reserves
Total buyer closing costs generally range from 2–5% of the purchase price in the MD/DC/VA area. Your Loan Estimate from your lender will give you a detailed breakdown.
In most Maryland, DC, and Virginia transactions, the buyer selects the title company — it’s one of their standard rights under the contract. However, sellers can negotiate title selection, and in some cases (such as new construction or certain investor transactions) the seller or builder may choose. If you’d like to work with RSI Title, let your agent know early in the process so it can be written into the contract.
Yes. We offer remote online notarization and virtual closings in Maryland, Virginia, and D.C., subject to lender approval and other restrictions based on the laws of the jurisdiction.