Lenders
Buying a home may be the biggest investment you will make in your lifetime. Working with a skilled real estate agent, knowledgeable mortgage lender, and an experienced title company is key to ensuring a successful home purchase. We treat each transaction as a partnership and are available to answer all questions, before, during and even after the settlement. We even offer free consultations and can point you to an experienced agent or lender to meet your needs.
Below are links to tips, guides and more, catered just for you, the buyer. We want you to have access to all the resources available for a smooth and successful closing! Click the images to view PDFs on all of the information you may need or call us with any questions.
Buyer Related FAQ’s
RSI Title acts as a neutral third party that coordinates the entire closing. We conduct the title search, prepare all documents, collect and disburse funds (including your down payment and lender proceeds), issue title insurance, and record the deed after closing. We make sure money and property legally change hands at the same moment.
Escrow means we hold funds (such as your earnest money) in a secure account until all contract conditions are met. At closing, we disburse funds to the seller, lenders, and other parties. We are licensed, insured, bonded and have decades of experience to ensure the utmost professionalism and security of your funds. We also invest in the most advanced technology to further protect your personal data.
We are fully licensed, insured bonded and regulated in Maryland, Virginia, and Washington, D.C. You may verify our licenses through each state’s insurance commission.
After contract ratification, we conduct a thorough title search, review the chain of title to verify the legal conveyance of each deed in the chain, identify and clear liens, and issue title insurance policies protecting the buyer and the lender. We also:
- Coordinate with your lender and all parties to the transaction
- Prepare the settlement statement and closing documents to transfer the title
- Facilitate closing day when documents are signed and ownership transfers
- Disburse all funds according to the terms of the contract and settlement statement
- Record all documents to legally transfer title.
After settlement is complete and all funds are confirmed, we submit the deed and deed of trust to the county land records office — typically within 1–3 business days. Due to some county processing backlogs, the official recording date on the documents may be a few days after your closing date. Your title insurance coverage begins on your closing date regardless.
Choosing RSI Title
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.