Agents
Buying a home may be the biggest investment you will make in your lifetime. Working with a skilled real estate agent, knowledgeable mortgage lender, and an experienced title company is key to ensuring a successful home purchase. We treat each transaction as a partnership and are available to answer all questions, before, during and even after the settlement. We even offer free consultations and can point you to an experienced agent or lender to meet your needs.
Below are links to tips, guides and more, catered just for you, the buyer. We want you to have access to all the resources available for a smooth and successful closing! Click the images to view PDFs on all of the information you may need or call us with any questions.
Buyer Related FAQ’s
This is exactly why the title search happens before closing. If a lien, judgment, or defect is found, we work with the seller and their title to resolve it before settlement. Common issues include unpaid contractor liens, estate matters, or old mortgages that were paid off but never formally released. Most issues are resolvable — and catching them early is the whole point.
RSI Title acts as a neutral third party that coordinates the entire closing. We conduct the title search, prepare all documents, collect and disburse funds (including your down payment and lender proceeds), issue title insurance, and record the deed after closing. We make sure money and property legally change hands at the same moment.
Buyers: government-issued ID and any lender-required documents.
Sellers: government-issued ID and wire instructions for sending net proceeds.
Yes. RSI Title follows strict cybersecurity protocols for all communication involving wire transfers and financial data. We use encrypted email for sending sensitive instructions and always recommend that clients call us directly to verify wire instructions before transferring any funds. Never wire money based solely on an email, even one that appears to come from us — always call first to confirm.
Each jurisdiction sets its own transfer or recordation taxes. These are based on the sales price and loan amount and are paid at closing. Typically they are split equally between buyer and seller, but like many details in a real estate transaction, they may be negotiated in the contract.
Choosing RSI Title
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.