Lenders
Buying a home may be the biggest investment you will make in your lifetime. Working with a skilled real estate agent, knowledgeable mortgage lender, and an experienced title company is key to ensuring a successful home purchase. We treat each transaction as a partnership and are available to answer all questions, before, during and even after the settlement. We even offer free consultations and can point you to an experienced agent or lender to meet your needs.
Below are links to tips, guides and more, catered just for you, the buyer. We want you to have access to all the resources available for a smooth and successful closing! Click the images to view PDFs on all of the information you may need or call us with any questions.
Buyer Related FAQ’s
No. Most title companies, including RSI Title, require a wire transfer or certified/cashier’s check for amounts over a small threshold (usually $500–$1,000). Personal checks are not accepted for down payments or large closing costs because they can be returned after the transaction closes. Contact us for exact wiring instructions well before your closing date.
Escrow means we hold funds (such as your earnest money) in a secure account until all contract conditions are met. At closing, we disburse funds to the seller, lenders, and other parties. We are licensed, insured, bonded and have decades of experience to ensure the utmost professionalism and security of your funds. We also invest in the most advanced technology to further protect your personal data.
Fees vary depending on property, loan type, and jurisdiction. Typical costs include:
- real estate commissions
- Lender fees (buyer)
- Title insurance premiums
- Settlement fees
- Recording costs
- State or local transfer taxes
You’ll receive a detailed settlement statement before closing and we offer free quotes and estimates. We always guarantee our title fees upfront.
We use the most advanced technology for title processing called Qualia Connect. This system uses a portal for all parties to securely send and receive information. It also tracks the progress of your transaction so you can stay updated during the entire process.
Yes. RSI Title follows strict cybersecurity protocols for all communication involving wire transfers and financial data. We use encrypted email for sending sensitive instructions and always recommend that clients call us directly to verify wire instructions before transferring any funds. Never wire money based solely on an email, even one that appears to come from us — always call first to confirm.
Choosing RSI Title
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.