Lenders
Buying a home may be the biggest investment you will make in your lifetime. Working with a skilled real estate agent, knowledgeable mortgage lender, and an experienced title company is key to ensuring a successful home purchase. We treat each transaction as a partnership and are available to answer all questions, before, during and even after the settlement. We even offer free consultations and can point you to an experienced agent or lender to meet your needs.
Below are links to tips, guides and more, catered just for you, the buyer. We want you to have access to all the resources available for a smooth and successful closing! Click the images to view PDFs on all of the information you may need or call us with any questions.
Buyer Related FAQ’s
Yes! Title insurance protects you against hidden defects in the property’s ownership history — things like an undiscovered lien, a forged deed in the chain of title, or an unknown heir with a claim to the property. Your lender will require a Lender’s Policy and we will issue an Owner’s Policy at closing — it’s a one-time premium that protects your equity and property rights for as long as you (or your heirs) own the home.
In Maryland and DC, a licensed title company can conduct settlement without a separate attorney. In Virginia, an attorney must certify title, but a title company still handles the closing process. RSI Title works with licensed attorneys as part of our standard process in Virginia. If you’d prefer to have your own attorney present, you’re always welcome to bring one.
We use the most advanced technology for title processing called Qualia Connect. This system uses a portal for all parties to securely send and receive information. It also tracks the progress of your transaction so you can stay updated during the entire process.
Customs vary by jurisdiction. Typically, the buyer pays for both the lender and owner’s policy. The owner’s policy and settlement fees may be split or negotiated in the contract.
After settlement is complete and all funds are confirmed, we submit the deed and deed of trust to the county land records office — typically within 1–3 business days. Due to some county processing backlogs, the official recording date on the documents may be a few days after your closing date. Your title insurance coverage begins on your closing date regardless.
Choosing RSI Title
Choosing RSI Title means choosing clear communication, transparent fees, and secure handling of your funds and documents. We combine local knowledge with technology-enabled options (including remote closings where available) to make the process efficient and stress-free. For details, timelines, or to schedule a closing, visit rsititle.com or contact our team today.